🏡 Apni Chhat Apna Ghar Scheme 2025 – Phase 5 Lists Announced!

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🌟 Big News for Home Loan Applicants in Punjab

The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz, has officially released the Phase 5 lists of the Apni Chhat Apna Ghar Scheme.
Now, families can check if they have been selected for interest-free home loans up to 15 lakh rupees.

✅ Phase 5 Balloting Results Announced
✅ Online Checking Available
✅ Loan up to 15 Lac Without Interest

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🔍 How to Check Your Name in Apni Chhat Apna Ghar Phase 5 List?

Checking your result is very easy:

1. Visit the official website:
   👉 https://acag.punjab.gov.pk/Layouts/BallotingResults.aspx
2. Enter your CNIC Number.
3. Click on Search.
4. Instantly see if your name appears in the Phase 5 Successful Applicants List!

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📑 What is Apni Chhat Apna Ghar Scheme?

It is a historic housing scheme launched by the Punjab Government to:

• Provide interest-free loans to people for building or buying a house.
• Help low and middle-income families to fulfill their dream of owning a home.
• Boost economic stability by promoting home ownership.

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💸 Key Features of the Scheme

Feature	Details
Loan Amount	Up to 15 lakh PKR
Interest Rate	0% (Completely interest-free)
Loan Tenure	Flexible repayment terms
Eligibility	Punjab residents with low or middle income

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📝 How to Apply for New Registration?

If you haven’t applied yet, you can still register:

1. Visit the official website 👉 acag.punjab.gov.pk
2. Fill in the online application form carefully.
3. Upload the required documents.
4. Submit your application successfully.

If you face any difficulty, you can contact the helpline:

📞 0800-09100
or visit your nearest
Deputy Commissioner or PHATA office.

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🛑 Important Documents Required

• Valid CNIC
• Proof of Income
• Domicile Certificate (Punjab)
• Utility Bill (for address verification)

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📝 How to Apply for Apni Chhat Apna Ghar Scheme 2025?

Follow these easy steps to apply online:

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📍 Step 1: Visit the Official Website

Go to the official portal:
👉 acag.punjab.gov.pk

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📍 Step 2: Click on “Apply Online”

• On the homepage, find and click the “Apply for Loan” or “Online Application” button.

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📍 Step 3: Fill Out the Application Form

• Enter your Full Name (as per CNIC)
• Enter your CNIC Number (Computerized National ID Card)
• Provide your Mobile Number (active)
• Add your Complete Residential Address
• Mention your Monthly Income and Family Details
• Upload scanned copies of Required Documents:
  • CNIC Front and Back
  • Proof of Income (Salary Slip, Pension Slip, etc.)
  • Utility Bill Copy (Electricity, Gas, etc.)
  • Domicile Certificate (Punjab)

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📍 Step 4: Review and Submit

• Double-check all the information you entered.
• Click Submit to complete your application.

You will get a Confirmation Message on your registered mobile number.

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📑 Eligibility Criteria for Applying

• Must be a resident of Punjab.
• Must have a valid CNIC.
• Monthly income should be within the eligible range for loan support.
• Should not already own a house (for first-time buyers).
• Good financial reputation (no major loan defaults).

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📞 Need Help?

If you face any issue while applying online, you can:

• Call Helpline: 📞 0800-09100
• Visit Nearest Office: Deputy Commissioner or PHATA Office
• Ask for Assistance from field teams if they visit your area.

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🎯 Bonus Tip

After submitting, keep checking the official website and your SMS alerts for updates on:

• Balloting Results
• Loan Sanction Approval
• Further instructions

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🚀 Quick Summary

Step	Action
1	Visit acag.punjab.gov.pk
2	Fill the Online Form
3	Upload Documents
4	Submit and Wait for Confirmation

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📢 Special Message from Punjab Government

“Your own home is your right. Let’s make your dream a reality through Apni Chhat Apna Ghar.“
— CM Punjab Maryam Nawaz

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📌SEO Tags

• Apni Chhat Apna Ghar Scheme 2025
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• acag.punjab.gov.pk Balloting Result 2025

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✨ Final Words

This is a golden opportunity for families who want to own their dream house without paying extra interest.
Check your Phase 5 result today and make sure to register if you haven’t already!

✅ Dream Big — Your Own House is Waiting!